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Apply for Medicare minimum of 3 Months before turning 65 by contacting Social Security 1-800-772-1213 or creating an online account at SSA.gov/medicare. Talk with Human Resources department at your current employer to assist. I suggest reading about Medicare by using the links below with the PDF versions of these Government Publications.
Medicare Advantage Plans also known as Part C
Known as Medicare Supplement Insurance
Only Two Parts of Original Medicare
Part D (Penalized Monetarily if you don't have Creditable Coverage - page 79)
Part A (Hospital Insurance)
Part A (Hospital Insurance)
Page 25-29
Helps cover:- Inpatient care in hospitals
- Skilled nursing facility care, page 28-29
- Hospice care
- Home health care
- Information on pages - 9, 25, 28-29, 65, 74, 76, 100-101, 111
Part B (Medical Insurance)
Part B (Medical Insurance)
Page 29-55
Helps cover:- Services from doctors and other health care providers
- Outpatient care
- Home health care
- Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
- Many preventive services (like screenings, shots or vaccines, and yearly "Wellness" visits)
- Information on pages - 9, 14, 29-33, 35-39, 41-43, 45-50, 54-55, 90, 108-109
Part D (Drug Coverage)
Part D (Drug Coverage)
Page 79-90
Helps cover:- The cost of prescription drugs (including many recommended shots or vaccines)
- Plans that offer Medicare drug coverage (Part D) are run by private insurance companies that follow rules set by Medicare
- Information on pages - 39-40, 64-65, 79, 81, *83-85, 88, *92-94, 99-100
You have Choices when it comes to Original Medicare and the Supplement you choose
Original Medicare Part A and Part B - Recommend adding Part D (To avoid Monetary Penalty)
Original Medicare and Medicaid only -If eligible you maybe able to add a D-SNP (Dual Special Needs Plan) Changes in 2025 for D-SNP Plans
Original Medicare and Employer or Union Coverage / Original Medicare and Tricare For Life/ChampVA/VA Coverage
Original Medicare and Medicare Advantage (Known as Part C) Original Medicare and Medigap (Known as Medicare Supplement)
The Choices "most" people make to Original Medicare
Known as Part C
Known as Part C
Medicare Advantage plans may provide additional supplemental benefits while helping to reduce healthcare costs. It includes hospital and outpatient coverage and may have additional benefits such as: Routine Vision, Dental, Hearing and Fitness Benefits. There are many different Medicare Advantage plans with varying cost structures and benefits.
Medicare Advantage plans may provide additional supplemental benefits while helping to reduce healthcare costs. It includes hospital and outpatient coverage and may have additional benefits such as: Routine Vision, Dental, Hearing and Fitness Benefits. There are many different Medicare Advantage plans with varying cost structures and benefits.
Medigap
Known as Medicare Supplement
Medigap fills in the gaps in coverage for Original Medicare, Part A and Part B, by paying the hospitals directly for cost sharing expenses such as coinsurance, deductibles, and copayments for covered services you receive. There are several options to choose from.
Medigap fills in the gaps in coverage for Original Medicare, Part A and Part B, by paying the hospitals directly for cost sharing expenses such as coinsurance, deductibles, and copayments for covered services you receive. There are several options to choose from.
Choose from a selection of Medicare Advantage plans and Medicare Prescription Drug plans available in your area.
For more information visit MedicareWithKelly.com
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